Thank you for the welcome everyone, I found a breeder close by, in California.
I feel like I'm doing good by going with her, she learned at an early age not to buy from backyard breeders and she takes extra precaution before giving away any of her chinchillas.
I have a really good feeling about her, I'm hoping she has some white ones. c:
I also have a very suitable room for a chinchilla, I'm currently staying out in a cottage, near our house, and it seems to keep it's temperature cool and my pets are only in there when I am.
My heart is really set on a chinchilla and I'll take care of him the best I can, I still haven't gotten in touch with a vet yet, but that is my next step.
Thank you for all the advice, it'll come handy to me in the future.